PALMETTO FL 34221 MLS #A4696631

PALMETTO, FL, 34221
$375,000
4 Beds
3.5 Baths
2,604 SqFt
0.05 Acres
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MLS #A4696631 image #0
WATERFRONT LIVING WITH A PRIVATE ELEVATOR, DEEDED BOAT SLIP, AND ENDLESS POTENTIAL!

Welcome to 3206 10th Lane W in Palmetto, where boating enthusiasts, seasonal residents, and full-time homeowners alike will appreciate the rare combination of space, location, and opportunity. Offering over 2,600 square feet, 4 bedrooms, 3.5 bathrooms, a private elevator, and deeded access to your own boat slip, complete with a brand new 20,000-pound lift, this residence is a blank canvas ready for your personal vision.

As an added bonus, the seller is offering a $20,000 credit at closing, providing the perfect opportunity to customize finishes, updates, and design elements to make this home uniquely yours.

The versatile first level features a spacious bedroom with an ensuite bathroom, creating the ideal setup for a private guest suite, multigenerational living arrangement, second primary bedroom, home office, or bonus retreat.

Ride your private elevator or take the stairs to the main living level, where the heart of the home unfolds. The open-concept living and dining spaces are enhanced by peaceful preserve views, creating a private and tranquil backdrop. A charming bump-out off the family room offers the perfect space for a home office, reading nook, or creative workspace. The kitchen features granite countertops, wood cabinetry, generous prep space, and an additional gathering area perfect for entertaining family and friends. A convenient half bath completes the level.

The upper floor offers three additional bedrooms, including the primary suite, which enjoys northwest-facing views of Florida’s lush natural landscape and colorful sunset skies. The remaining two bedrooms share a full bathroom, and a conveniently located laundry room provides everyday comfort and functionality.

Outside, enjoy unobstructed preserve views with no rear neighbors, creating a sense of privacy rarely found in townhome living. For boaters, the real highlight awaits at your gated dock, where your deeded slip and new 20,000-pound lift provide direct access to the Intracoastal Waterway, Tampa Bay, and the Gulf of America for endless days on the water.

Perfectly positioned near the shores of Snead Island, this exceptional location places you at the gateway to Florida’s Gulf Coast lifestyle. Enjoy easy access to downtown Bradenton, downtown Sarasota, St. Petersburg, and Tampa, offering endless options for waterfront dining, arts, entertainment, shopping, and professional sports. Multiple airports, including Sarasota-Bradenton International Airport and Tampa International Airport, make travel effortless for both full-time and seasonal residents. Whether you’re heading to the beaches of Anna Maria Island, exploring the vibrant Riverwalk districts, spending the day boating on the Intracoastal Waterway, or enjoying a weekend in St. Pete or Tampa, you’ll appreciate the convenience of being centrally located to some of the region’s most desirable destinations.

Whether you’re searching for a primary residence, seasonal retreat, or investment opportunity, 3206 10th Lane W delivers the rare chance to create your dream waterfront lifestyle while building equity through your own personal touches.

Property Details

Price:
$375,000
MLS #:
A4696631
Status:
Active
Beds:
4
Baths:
3.5
Type:
Townhouse
Subdivision:
RIVERBAY TOWNHOMES AT TERRA CIERA BAY
Neighborhood:
34221palmettorubonia
Listed Date:
Jun 10, 2026
Finished Sq Ft:
2,604
Total Sq Ft:
3,408
Lot Size:
2,003 sqft / 0.05 acres (approx)
Year Built:
2005
ContemporaryPool34221 – Palmetto/rubonia34221palmettoruboniaRiverbay Townhomes At Terra Ciera BayTerra Ceia BayConfirm Additional Lease Restrictions With Hoa6 MonthsPets Allowed

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Schools

Interior

Appliances
Dishwasher, Disposal, Electric Water Heater, Other, Range, Refrigerator
Bathrooms
3 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Flooring
Carpet, Ceramic Tile
Heating
Electric
Interior Features
Central Vacuum, Crown Molding, Elevator, High Ceilings, Solid Surface Counters, Stone Counters, Walk-In Closet(s)
Laundry Features
Inside
Levels
Three Or More

Exterior

Accessibility Features
Customized Wheelchair Accessible
Architectural Style
Contemporary
Association Amenities
Elevator(s), Storage
Attached Garage YN
1
Community Features
Fishing, Deed Restrictions, Pool
Construction Materials
Block, Stucco
Covered Spaces
2
Direction Faces
Southeast
Exterior Features
Balcony, Lighting, Rain Gutters, Sliding Doors, Storage
Garage Spaces
2
Green Energy Efficient
Insulation
Lot Features
Conservation Area, Street Dead-End
Other Structures
Storage
Parking Features
Garage Door Opener, Guest
Patio And Porch Features
Covered, Deck, Patio, Porch
Roof
Shingle
Security Features
Smoke Detector(s)
View
Trees/Woods, Water

Financial

HOA Fee
$426
HOA Fee Frequency
Monthly
HOA Includes
Insurance, Maintenance Structure, Maintenance Grounds, Manager, Recreational Facilities, Sewer, Trash, Water
HOA Name
Brenda Maneiro
HOA Phone
941-359-1134
Tax Year
2025
Taxes
$6,535

Map

Community

Subdivisions in PALMETTO

Market Summary

Current real estate data for Townhouse in PALMETTO as of Jun 20, 2026
21
Townhouse Listed
114
Avg DOM
173
Avg $ / SqFt
$299,632
Avg List Price

Property Summary

    Located in the RIVERBAY TOWNHOMES AT TERRA CIERA BAY subdivision, PALMETTO FL is a Townhouse for sale in PALMETTO, FL, 34221. It is listed for $375,000 and features 4 beds, 4 baths, and has approximately 2,604 square feet of living space, and was originally constructed in 2005. The current price per square foot is $144. The average price per square foot for Townhouse listings in PALMETTO is $173. The average listing price for Townhouse in PALMETTO is $299,632. To schedule a showing of MLS#a4696631 at in PALMETTO, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.

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