Under contract-accepting backup offers. PRICE DROP AND 4.99 Interest Rate plus $5,000 FLEX CASH INCENTIVE making the monthly payment as low as $2,132.32!!!!
Brand-New, Move-In Ready Home
This stunning 4-bedroom, 2.5-bathroom new construction home blends modern design, quality craftsmanship, and exceptional value. Buyers can take advantage of closing cost assistance, saving thousands, along with $5,000 in Flex Cash that can be applied toward prepaids and closing costs.
Designed for both entertaining and everyday living, the open floor plan features an upgraded kitchen with granite countertops throughout, a large center island, and Whirlpool stainless steel appliances. The spacious layout is enhanced by an oversized loft and a generous laundry room, providing both comfort and functionality.
The bathrooms are spacious and elegantly finished with granite countertops. Enjoy added peace of mind knowing your new home includes a 1-year builder warranty and a 10-year structural warranty.
Brand-New, Move-In Ready Home
This stunning 4-bedroom, 2.5-bathroom new construction home blends modern design, quality craftsmanship, and exceptional value. Buyers can take advantage of closing cost assistance, saving thousands, along with $5,000 in Flex Cash that can be applied toward prepaids and closing costs.
Designed for both entertaining and everyday living, the open floor plan features an upgraded kitchen with granite countertops throughout, a large center island, and Whirlpool stainless steel appliances. The spacious layout is enhanced by an oversized loft and a generous laundry room, providing both comfort and functionality.
The bathrooms are spacious and elegantly finished with granite countertops. Enjoy added peace of mind knowing your new home includes a 1-year builder warranty and a 10-year structural warranty.
Property Details
Price:
$405,000
MLS #:
O6328196
Status:
Pending
Beds:
4
Baths:
2.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
HARMONY CENTRAL PH 1
Neighborhood:
34773stcloudharmony
Listed Date:
Jul 23, 2025
Finished Sq Ft:
2,405
Total Sq Ft:
2,795
Lot Size:
4,792 sqft / 0.11 acres (approx)
Year Built:
2025
See this Listing
Schools
Interior
Appliances
Dishwasher, Microwave, Range
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Flooring
Ceramic Tile, Concrete
Heating
Electric
Interior Features
Ceiling Fan(s)
Laundry Features
Inside
Levels
Two
Exterior
Attached Garage YN
1
Construction Materials
Concrete
Covered Spaces
2
Direction Faces
East
Exterior Features
Balcony, Irrigation System
Garage Spaces
2
New Construction YN
1
Roof
Shingle
Financial
HOA Fee
$69
HOA Fee Frequency
Monthly
HOA Name
Beth Conner
Tax Year
2024
Taxes
$759
Map
Community
- Address ST CLOUD FL
- SubdivisionHARMONY CENTRAL PH 1
- CityST CLOUD
- CountyOsceola
- Zip Code34773
Subdivisions in ST CLOUD
- 42110
- ACREAGE & UNREC
- AMELIA GROVES
- AMELIA GROVES PH 1
- AMELIA GROVES PH 2
- AMERACENTER PH 3
- ANTHEM PARK PH 02
- ANTHEM PARK PH 1B
- ANTHEM PARK PH 2
- ANTHEM PARK PH 3A
- ANTHEM PARK PH 3B
- ANTHEM PARK TR G REP
- ANTHEM PARK TR M REP
- ANTHEM PARK TRACT M REPLAT
- ARROWHEAD COUNTRY ESTATES
- ARROWHEAD COUNTRY ESTATES UNREC
- ASHFORD PLACE
- ASHLEY PARK AT HARMONY; A CONDO
- ASHTON ESTATES
- ASHTON PARK
- ASHTON PLACE
- ASHTON PLACE PH2
- AVELLINO
- BARBER
- BARKER TRACTS UNREC
- BARRINGTON
- BARTON COURT
- BATTAGLIA
- BAY LAKE ESTATES
- BAY LAKE FARMS AT ST CLOUD
- BAY LAKE RANCH UNIT 03
- BAY LAKE RANCH UNIT 1
- BAY LAKE RANCH UNIT 2
- BAY LAKE RANCH UNIT 3
- BAY LAKE RANCH UNIT THREE
- BENJAMIN ESTATES
- BIRCHWOOD NBHD
- BLACKBERRY CREEK UNIT 3
- BLACKBERRY CREEK UNIT 4
- BLACKSTONE
- BRACK RANCH
- BRACK RANCH NORTH
- BRACK RANCH PH 1
- BREEZY PINES
- BRIARWOOD ESTATES
- BRIDGE POINTE
- BRIDGEWALK
- BRIDGEWALK PH 1A
- BRIDGEWALK PH 1B 2A & 2B
- BRIDGEWALK PH 2C
- BRISTOL COVE AT DEER CREEK PH 1
- BRISTOL COVE AT DEER CREEK PH 2
- BRIXTON TWNHMS
- BUENA LAGO
- BUENA LAGO PH 1 & 2
- BUENA LAGO PH 4
- C & G
- CAMELOT UNIT 2
- CAMELOT UNIT 3
- CAMELOT UNIT 4
- CANAVERAL ACRES
- CANAVERAL ACRES 1
- CANAVERAL ACRES 2
- CANAVERAL ACRES 3
- CANAVERAL ACRES 4
- CANAVERAL ACRES UNIT 04
- CANOE CREEK ESTATE
- CANOE CREEK ESTATE PH 02
- CANOE CREEK ESTATES
- CANOE CREEK LAKES UNIT 05
- CANOE CREEK LAKES UNIT 11
- CANOE CREEK LAKES UNIT 13
- CANOE CREEK LAKES UNIT 2
- CANOE CREEK LAKES UNIT 8
- CANOE CREEK VILLAS
- CANOE CREEK WOODS UNIT 1
- CANOE CREEK WOODS UNIT 11
- CANOE CREEK WOODS UNIT 5
- CANOE CREEK WOODS UNIT 8
- CANOE CREEK WOODS UNIT 9
- CANOE CRK XINGS
- CANOPY WALK
- CANOPY WALK PH 1
- CANOPY WALK PH 2
- CANOPY WALK-PH 2
- CENTER LAKE ON THE PARK
- CENTER LAKE RANCH
- CHISHOLM TRAILS
- CHISHOLMS RIDGE
- CLARKS CORNER
- COUNTRY MEADOW
- COUNTRY MEADOW WEST UNIT 1
- COUNTRYSIDE
- CROSS CREEK ESTATES
- CROSS CREEK ESTATES PH 2 & 3
- CROSSINGS PH 1
- CROSSINGS PH 1 REP
- CROSSPRAIRIE 25 TH
- CROSSPRAIRIE 32S
- CROSSPRAIRIE 50S
- CRYSTAL CREEK
- CUZ WAY
- CYPRESS POINT UNIT 1
- CYPRESS POINT UNIT 3
- CYPRESS PRESERVE
- CYRENE AT HARMONY
- DEER CREEK WEST
- DEER RUN ESTATES
- DEER RUN ESTATES PH 2
- DEL WEBB SUNBRIDGE
- DEL WEBB SUNBRIDGE PH 1
- DEL WEBB SUNBRIDGE PH 1D
- DEL WEBB SUNBRIDGE PH 1E
- DEL WEBB SUNBRIDGE PH 2A
- DEL WEBB SUNBRIDGE PH 2B
- DEL WEBB TWIN LAKES
- DELAWARE GARDENS
- DOE RUN AT DEER CREEK
- EAGLE MEADOW
- EAST LAKE COVE PH 1
- EAST LAKE COVE PH 2
- EAST LAKE PARK PH 3-5
- EAST LAKE RESERVE AT NARCOOSSEE UNIT 2
- EAST LAKE RESERVE AT NARCOOSSEE UNIT 3
- EAST LAKE RESERVE/NARCOOSSEE #3
- EAST LAKE RESV NARCOOSSEE UNIT 01
- EAST ST CLOUD COMMERCE CENTER
- EDEN AT CROSS PRAIRIE
- EDEN AT CROSS PRAIRIE PH 2
- EDEN AT CROSSPRAIRIE
- EL RANCHO PARK ADD BLK B
- ELLINGTON PLACE
- ENCLAVE AT LAKES OF HARMONY
- ESPLANADE AT CENTER LAKE RANCH
- ESPRIT PH 1
- ESPRIT PH 2
- ESPRIT PH 3B
- ESTATES AT HICKORY COVE
- ESTATES OF WESTERLY
- FAWN MEADOWS AT DEER CREEK PH 1
- FELLS COVE ESTATES
- FLORIDA AGRICULTURAL
- FLORIDA AGRICULTURAL CO
- FLORIDA AGRICULTURAL COMPANY
- GARDENS AT LANCASTER PARK
- GLENWOOD PH 1
- GLENWOOD PH 2
- GLENWOOD-PH 1
- GRAMERCY FARMS
- GRAMERCY FARMS PH 1
- GRAMERCY FARMS PH 3
- GRAMERCY FARMS PH 4
- GRAMERCY FARMS PH 5
- GRAMERCY FARMS PH 6
- GRAMERCY FARMS PH 7
- GRAMERCY FARMS PH 8
- GRAMERCY FARMS PH 9B
- HAMMOCK POINTE
- HAMMOCK POINTE UN 03
- HAMMOCK POINTE UNIT 2
- HANOVER LAKES
- HANOVER LAKES PH 1
- HANOVER LAKES PH 2
- HANOVER LAKES PH 3
- HANOVER LAKES PH 4
- HANOVER LAKES PH 5
- HANOVER LKS PH 3
- HANOVER RESERVE REP
- HANOVER RESERVE REPLAT
- HANOVER RESERVE REPLAT PB 24 PGS 133-135 LOT 84
- HANOVER SQUARE
- HARMONY CENTRAL PH 1
- HARMONY CENTRAL PH 2
- HARMONY ISLE TOWNHOMES
- HARMONY NBHD D2 & E
- HARMONY NBHD H-1
- HARMONY NBHD I
- HARMONY WEST
- HARMONY WEST TWNHMS
- HAVENFIELD AT CROSS PRAIRIE
- HAVENFIELD AT CROSSPRAIRIE
- HEATHER HALL CONDO
- HICKORY GROVE PH 1
- HICKORY GROVE PH 2
- HICKORY HOLLOW UNIT 3
- HIDDEN PINES
- HOLOPAW COUNTRY ESTATES
- HOLOPAW COUNTRY ESTATES SEC 1
- INDIAN LAKES
- INDIAN LAKES PH 07
- INDIAN LAKES PH 3
- INDIAN LAKES PH 5 & 6
- INDIAN LAKES PH 7
- JEFFERSON GREEN AT ANTHEM PARK
- JEFFERSON GREEN AT ANTHEM PARK CONDO PH 11
- JEFFERSON GREEN AT ANTHEM PARK CONDO PH 13
- JEFFERSON GREEN AT ANTHEM PARK CONDO PH 16
- JEFFERSON GREEN AT ANTHEM PARK CONDO PH 23
- JEFFERSON GREEN AT ANTHEM PARK CONDO PH 8
- JENNINGS RUN
- JOHN J JOHNSTONS
- KALEY BROOKE SHORES
- KANUGA VILLAGE MOBILE HOME PARK PH 1
- KANUGA VILLAGE MOBILE HOME PARK PH 2
- KANUGA VILLAGE MOBILE HOME PARK PH 3
- KEYSTONE POINTE PH 02
- KEYSTONE POINTE PH 2
- KEYSTONE POINTE PH 3
- KING OAK VILLAS PH 1
- KING OAK VILLAS PH 1 1ST ADD
- KING OAK VILLAS PH 3 4TH ADD
- KISSIMMEE PARK
- LAKE AJAY VILLAGE
- LAKE FRONT ADD TO TOWN OF ST CLOUD
- LAKE FRONT ADD TO TOWN OF ST. CLOUD
- LAKE POINTE
- LAKESHORE AT NARCOOSSEE PH 1
- LAKESHORE AT NARCOOSSEE PH 2
- LAKESHORE AT NARCOOSSEE PH 3
- LAKESHORE AT NARCOOSSEE PH 3 2ND REP
- LAKESHORE AT NARCOOSSEE PH 4
- LAKESHORE/NARCOOSSEE
- LAKESHORE/NARCOOSSEE PH 1
- LAKESHORE/NARCOOSSEE PH 2
- LAKEVIEW VILLAGE
- LAKEVIEW VILLAGE PH 2
- LANCASTER PARK EAST
- LANCASTER PARK EAST PH 2
- LANCASTER PARK EAST PH 3 & 4
- LANDINGS AT LIVE OAK
- LANDINGS AT LIVE OAK LAKE
- LIVE OAK LAKE PH 1
- LIVE OAK LAKE PH 1 2 & 3
- LIVE OAK LAKE PH 2
- LIVE OAK LAKE PH 3
- LIZZIE RIDGE
- LONGLEAF VILLAGE
- MAGNOLIA GLEN
- MAGNOLIA TERRACE SUB
- MAJESTIC OAKS
- MALLARD POND PH 01
- MALLARD POND PH 1
- MALLARD POND PH 2
- MALLARD POND PH 3
- MALLARD POND PH 4B
- MARINA CLUB ESTATES
- MILL STREAM ESTATES
- MILLERS GROVE 1
- MONTAGUES VILLAGE UNIT 1
- NARCOOSSEE DEL SOL
- NARCOOSSEE NEW MAP
- NARCOOSSEE NEW MAP OF
- NARCOOSSEE OLD TOWN
- NARCOOSSEE THE TOWN OF
- NARCOOSSEE VILLAGE PH 1
- NARCOOSSEE VILLAGE PHASE 1
- NEW EDEN
- NEW EDEN ON LAKES
- NEW EDEN ON LAKES UNIT 04
- NEW EDEN ON THE LAKES UNIT 3
- NEW EDEN ON THE LAKES UNIT 4
- NEW EDEN ON THE LAKES UNIT 7
- NEW EDEN ON THE LAKES UNIT A
- NEW EDEN ON THE LAKES UNIT C
- NEW EDEN ON THE LAKES UNITS 11 & 14 REP
- NEW EDEN PH 1
- NORTHWEST LAKESIDE GROVES PH 1
- NORTHWEST LAKESIDE GROVES PH 2
- NORTHWEST LAKESIDE GROVES PH 2 – TWIN LAKES
- NORTHWEST LAKESIDE GRVS PH 2
- NOVA BAY
- NOVA GROVE
- NOVA PARK
- NOVA POINTE PH 1
- OAK RIDGE
- OAK SHORE ESTATES
- OAKLEY PLACE
- OAKTREE POINTE VILLAS
- OAKWOOD SHORES
- OLD HICKORY
- OLD HICKORY 60S
- OLD HICKORY PH 1 & 2
- OLD HICKORY PH 3
- OLD HICKORY PH 4
- OSCEOLA INDUST PARK TR 5
- OSCEOLA SHORES
- PALAMAR OAKS VILLAGE PH 2
- PALAMAR OAKS VILLAGE PH 3
- PALAMAR OAKS VILLAGE REP
- PALAMAR PARK
- PALM GARDENS CONDO
- PARK LANE VILLAS
- PEMBERLY PINES
- PINE GLEN
- PINE GLEN PH 4
- PINE GROVE PARK
- PINE GROVE PARK BLKS 11 & 12 REP
- PINE GROVE RESERVE
- PINE LAKE ESTATES UNIT 5
- PINE LAKE ESTATES UNIT B
- PINE LAKE VILLAS
- PINE LAKE VILLAS UNIT 2
- PINEWOOD GARDENS
- PORTOFINO VISTA
- PRAIRIE OAKS
- PRESERVE AT TURTLE CREEK
- PRESERVE AT TURTLE CREEK PH 1
- PRESERVE AT TURTLE CREEK PH 3 & 4
- PRESERVE/TURTLE CRK PH 1
- PRESERVE/TURTLE CRK PH 5
- PRESTON COVE
- PRESTON COVE PH 1 & 2
- QUAIL WOOD UNIT 2
- RESERVE AT PINE TREE
- RESERVE/PINE TREE
- ROOKERY OAKS
- RUMMELL DOWNS REP 1
- RUNNMEDE OAKS
- RUNNYMEDE
- RUNNYMEDE NORTH HALF TOWN OF
- RUNNYMEDE OAKS UNREC
- RUNNYMEDE SHORES
- RURAL LAND
- RUSSELL
- S L & I C
- S L & I C TOWN OF ST CLOUD
- SAINT CLOUD MANOR ESTATES
- SANCTUARY AT SOUTH TOWN
- SANCTUARY AT SOUTHTOWN
- SAVANNA
- SAWGRASS UNIT 03A
- SAWGRASS UNIT 3A
- SAWGRASS UNIT 4 PB 13 PGS 1-2 LOT 279
- SAWGRASS UNIT 6
- SEASONS AT ESTATES AT SOUTHERN PINES
- SEASONS AT SOUTHERN PINES
- SEMINOLE LAND & INV CO
- SEMINOLE LAND & INVESTMENT CO
- SEMINOLE LAND & INVESTMENT COMPANYS
- SEMINOLE LAND AND INV CO
- SERENITY RESERVE
- SHELTER COVE
- SIENA RESERVE PH 2A & 2B
- SIENA RESERVE PH 2C
- SILVER SPGS
- SILVER SPGS 2
- SILVER SPRING
- SILVER SPRINGS
- SKY LAKES PH 2 & 3
- SL & IC
- SOLA VISTA
- SOUTHERN PINES PH 3B
- SOUTHERN PINES PH 4
- SOUTHERN PINES PH 5
- SOUTHERN PINES UNIT 01
- SOUTHERN PINES UNIT 1
- SOUTHERN PINES UNIT 2
- SOUTHERN PINES UNIT 3A
- SPLIT OAK ESTATES
- SPLIT OAK RESERVE
- SPLIT OAK RESERVE PH 2
- SPLIT OAK RESERVE-PH 2
- ST CLOUD
- ST CLOUD 2ND PLAT TOWN OF
- ST CLOUD 2ND TOWN OF
- ST CLOUD 2ND TOWN OF GALION GARDENS
- ST CLOUD BLVD LTS
- ST CLOUD MANOR ESTATES 02
- ST CLOUD MANOR ESTATES UNIT 1
- ST CLOUD MANOR ESTATES UNIT 2
- ST CLOUD MANOR ESTATES UNIT 3
- ST CLOUD MANOR VILLAGE
- STACY ACRES
- STARLINE ESTATES UNIT 1
- STARLINE ESTATES UNIT 2
- STERLING MANOR ESTATES
- STEVENS PLANTATION
- STEVENS PLANTATION TR 7 CONDO
- STONEWOOD ESTATES
- SUBURBAN ESTATE GOVERNMENT LT 05
- SUBURBAN ESTATES
- SUBURBAN ESTATES LT 1 UNREC
- SUBURBAN ESTATES LT 2 UNREC
- SUBURBAN ESTATES LT 4 UNREC
- SUBURBAN ESTATES LT 5 UNREC
- SUBURBAN ESTATES UNIT D UNREC
- SUBURBAN ESTATES UNREC
- SUMMERLY
- SUMMERLY PH 2
- SUMMERLY PH 3
- SUNBRIDGE
- SUNBROOKE
- SUNBROOKE PH 1
- SUNBROOKE PH 2
- SUNBROOKE PH 5
- SUNCREST
- SUNNY ACRES CORR OF
- SUNSET GROVE PH 1
- SUNSET GROVES PH 2
- SUNSET RANCH ESTATES
- SWEETWATER CREEK
- SWEETWATER CREEK UNIT 1
- TBC BUS CENTER COMM CONDO
- TBC BUS CENTER COMM CONDO PH 2
- TEKA VILLAGE PH 1
- TEKA VILLAGE TR 2 PH 3
- TEKA VILLAGE TR 2 REP OF TR C
- TENTH STREET TERRACE
- TERRA HAVEN
- TERRA VISTA
- THE CROSSINGS
- THE CROSSINGS PH 1
- THE CROSSINGS PH 2
- THE LANDING’S AT LIVE OAK
- THE MEADOW AT CROSSPRAIRIE
- THE MEADOW AT CROSSPRAIRIE BUNGALOWS
- THE MEADOW AT CROSSPRAIRIE TOWNES
- THE MEDOW AT CROSSPRAIRE TOWNES
- THE RESERVE AT TWIN LAKES
- THE WATERS AT CENTER LAKE RANCH
- THOMPSON GROVE
- TINDALL BAY ESTATES
- TINDALL ESTATES
- TOPS TERRACE
- TOWN CENTER VILLAS
- TOWN OF ST CLOUD
- TOWN PARK
- TOWNS AT NARCOOSSEE COMMONS
- TRADITION
- TRINITY PLACE PH 1
- TRINITY PLACE PH 2
- TURTLE CREEK
- TURTLE CREEK PH 1A
- TURTLE CREEK PH 1B
- TWIN LAKES
- TWIN LAKES – NORTHWEST LAKESIDE GROVES PH 2
- TWIN LAKES PH 1
- TWIN LAKES PH 2A-2B
- TWIN LAKES PH 2C
- TWIN LAKES PH 7A
- TWIN LAKES PH 7A PB 34 PGS 1-5 LOT 1178
- TWIN LAKES PH 8
- TWIN LAKES RANCHETTES
- TYSON RESERVE
- UNDERWOOD ESTATES
- VILLAGES AT HARMONY PB 2C & 2D
- VILLAGES AT HARMONY PH 1C-2
- VILLAGES AT HARMONY PH 2A
- VILLAGES AT HARMONY PH 2B
- VILLAGIO
- VLG GREEN TWNHS
- WESLYN PARK
- WESLYN PARK AT SUNBRIDGE
- WESLYN PARK IN SUNBRIDGE
- WESLYN PARK PH 1
- WESLYN PARK PH 2
- WESLYN PARK PH 3
- WESLYN PARK PH 4-1B & 4-1C PB 35 PGS 115-136 LOT 1
- WESLYN PK PH 1
- WEST ACRES
- WHALEYS CREEK PH 1
- WHALEYS CREEK PH 2
- WHALEYS CREEK PH 3
- WHIP O WILL HILL
- WIREGRASS
- WIREGRASS PH 1
- WIREGRASS PH 2
Market Summary
Current real estate data for Single Family in ST CLOUD as of May 04, 2026
1,206
Single Family Listed
104
Avg DOM
233
Avg $ / SqFt
$513,778
Avg List Price
Property Summary
- Located in the HARMONY CENTRAL PH 1 subdivision, ST CLOUD FL is a Single Family for sale in ST CLOUD, FL, 34773. It is listed for $405,000 and features 4 beds, 3 baths, and has approximately 2,405 square feet of living space, and was originally constructed in 2025. The current price per square foot is $168. The average price per square foot for Single Family listings in ST CLOUD is $233. The average listing price for Single Family in ST CLOUD is $513,778. To schedule a showing of MLS#o6328196 at in ST CLOUD, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.
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Courtesy of ADAMS HOMES REALTY, INC. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. ST CLOUD, FL
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