12925 42ND TERRACE W CORTEZ FL 34215 MLS #A4695510

12925 42ND TERRACE W
CORTEZ, FL, 34215
$7,775,000
4 Beds
4.5 Baths
5,138 SqFt
0.47 Acres
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MLS #A4695510 image #0
EXTRAORDINARY WATERFRONT ESTATE ON ANNA MARIA SOUND. Exclusive gated community of Sunset Harbor, where luxury, privacy, and breathtaking coastal scenery come together in perfect harmony. One of only eight residences within this intimate enclave, this exceptional home captures sweeping views of Anna Maria Sound and delivers unforgettable Gulf Coast sunsets from nearly every angle.

Thoughtfully designed to embrace Florida’s coveted indoor-outdoor lifestyle, the residence offers expansive terraces and seamless living spaces that open effortlessly to the waterfront beyond. Whether entertaining guests or enjoying a quiet evening overlooking the water, the home creates an atmosphere of relaxed sophistication.

Spanning approximately 5,138 square feet, this Mediterranean-inspired residence has been beautifully reimagined with refined finishes and quality craftsmanship throughout. The gourmet kitchen is appointed with premium appliances and opens to multiple spacious living and entertaining areas enhanced by oversized impact glass sliders that frame the stunning water views.

The luxurious upper-level primary suite serves as a private sanctuary, complete with dual bathrooms, an executive office, and a dedicated fitness room.

Additional highlights include an elevator servicing 3 levels, whole-home generator, elegant custom finishes throughout, spacious three-car garage, whole-home water filtration system, new HVAC systems, new seawall, and a new dock with 10,000 lb and 24,000 lb boat lifts. This property also offers the ultimate convenience for student-athletes and families, located just minutes from the world-renowned IMG Academy, one of the premier sports training campuses in the world.

Ideally located just moments from the white sandy beaches of Anna Maria Island, waterfront dining, and direct Gulf access, this remarkable property offers the ultimate combination of luxury waterfront living, deep-water boating access, and the relaxed elegance of Florida’s Gulf Coast lifestyle.
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Property Details

Price:
$7,775,000
MLS #:
A4695510
Status:
Active
Beds:
4
Baths:
4.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
SUNSET HARBOR
Neighborhood:
34215cortez
Listed Date:
Jun 2, 2026
Finished Sq Ft:
5,138
Total Sq Ft:
9,125
Lot Size:
20,460 sqft / 0.47 acres (approx)
Year Built:
1996
WaterfrontPoolPrimary Bedroom Main Floor34215 – Cortez34215cortezSunset HarborSea Breeze ElementaryW.d. Sugg MiddleBayshore HighAnna Maria Sound6 MonthsPets Allowed

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Schools

Elementary School:
Sea Breeze Elementary
Middle School:
W.D. Sugg Middle
High School:
Bayshore High

Interior

Appliances
Cooktop, Dishwasher, Disposal, Dryer, Microwave, Other, Refrigerator, Washer
Bathrooms
4 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Flooring
Carpet, Porcelain Tile
Heating
Central
Interior Features
Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Elevator, Open Floorplan, Other, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry Features
Laundry Room
Levels
Three Or More

Exterior

Architectural Style
Custom, Elevated, Florida, Mediterranean, Traditional
Attached Garage YN
1
Community Features
Waterfront, Gated Community – No Guard
Construction Materials
Concrete, Stucco
Covered Spaces
3
Direction Faces
East
Exterior Features
Balcony, Irrigation System, Lighting, Other
Garage Spaces
3
Lot Features
Oversized Lot
Open Parking YN
1
Parking Features
Driveway, Garage Faces Side, Oversized
Patio And Porch Features
Covered, Front Porch, Rear Porch
Roof
Tile
Spa Features
Heated, In Ground
View
Pool, Water
Waterfront Features
Waterfront, Bay/Harbor, Intracoastal Waterway
Window Features
Storm Window(s), Window Treatments

Financial

HOA Fee
$6,000
HOA Fee Frequency
Annually
HOA Name
Sunstate Property Management
HOA Phone
941-870-4920
Tax Year
2025
Taxes
$39,968

Map

Community

Market Summary

Current real estate data for Single Family in CORTEZ as of Jun 07, 2026
19
Single Family Listed
147
Avg DOM
792
Avg $ / SqFt
$1,728,468
Avg List Price

Property Summary

    Located in the SUNSET HARBOR subdivision, 12925 42ND TERRACE W CORTEZ FL is a Single Family for sale in CORTEZ, FL, 34215. It is listed for $7,775,000 and features 4 beds, 5 baths, and has approximately 5,138 square feet of living space, and was originally constructed in 1996. The current price per square foot is $1,513. The average price per square foot for Single Family listings in CORTEZ is $792. The average listing price for Single Family in CORTEZ is $1,728,468. To schedule a showing of MLS#a4695510 at 12925 42ND TERRACE W in CORTEZ, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.

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12925 42ND TERRACE W
CORTEZ, FL