Experience the beauty of true North Florida river living in Fort White, just off the crystal-clear waters of the Santa Fe River. Situated on almost a full acre, this gated and fully fenced 3 bedroom, 2 bath home offers the perfect blend of privacy, comfort, and waterfront lifestyle. Inside, the open-concept design creates a bright and welcoming atmosphere, ideal for gathering with family and friends. The kitchen is the heart of the home, featuring granite countertops, generous cabinet space, and an easy flow into the living and dining areas. A complete remodel in 2007 brought thoughtful updates and modern touches while maintaining a warm, inviting feel throughout. Step out onto the covered balcony overlooking the river and take in peaceful water views and unforgettable sunsets. Whether you’re sipping your morning coffee, watching wildlife drift by, or winding down after a day on the water, this outdoor space is truly special. With your own floating dock and private boat ramp, enjoying the Santa Fe is effortless — from boating and kayaking to fishing right in your backyard. Practical features make everyday living just as enjoyable. The property includes a 3-car garage, outside elevator for added convenience, sprinkler system, whole-house generator, and trash pickup service. An optional HOA provides access to a nearby park, giving you even more room to enjoy the outdoors. This is more than just a home — it’s a riverfront retreat where you can relax, entertain, and make lasting memories.
Property Details
Price:
$950,000
MLS #:
GC538291
Status:
Active
Beds:
3
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
THREE RIVERS ESTATES
Neighborhood:
32038fortwhite
Listed Date:
Mar 9, 2026
Finished Sq Ft:
2,628
Total Sq Ft:
6,168
Lot Size:
38,768 sqft / 0.89 acres (approx)
Year Built:
1973
See this Listing
Schools
Interior
Appliances
Dishwasher, Microwave, Range, Range Hood, Refrigerator, Water Filtration System, Water Purifier, Water Softener
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Carpet, Luxury Vinyl, Tile, Hardwood
Heating
Electric
Interior Features
Cathedral Ceiling(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Thermostat
Laundry Features
Electric Dryer Hookup, Laundry Room, Washer Hookup
Levels
Two
Exterior
Attached Garage YN
1
Construction Materials
Block
Covered Spaces
3
Direction Faces
East
Exterior Features
Balcony, French Doors, Irrigation System, Private Entrance, Private Mailbox, Private Yard
Fencing
Fenced
Garage Spaces
3
Open Parking YN
1
Parking Features
Driveway
Roof
Metal
View
Trees/Woods, Water
Waterfront Features
River Front
Window Features
Blinds, Double Pane Windows
Financial
Tax Year
2025
Taxes
$3,311
Map
Community
- Address498 SW MANATEE TERRACE FORT WHITE FL
- SubdivisionTHREE RIVERS ESTATES
- CityFORT WHITE
- CountyColumbia
- Zip Code32038
Subdivisions in FORT WHITE
- APPALACHEE TRACE
- CEDAR SPG SHORES
- COLES UNR SUB
- DIST 3
- FORT WHITE
- FORT WHITE STATION SUB
- HILLS OF FORT WHITE
- HOLLINGSWORTH BLUFF
- ICHETUCKNEE FOREST TR A PH 1
- ICHETUCKNEE WILDERNESS
- NOT IN SUBDIVISION
- RUM ISLAND RANCHES
- SANTA FE RIVER PLANTATIONS
- SPRING HILL
- THREE RIVERS ESTATES
- TUSTENUGGEE ACRES
- TUSTENUGGEE PLANTATIONS
- WILSON SPGS PH 01
- WILSON SPGS PH 1
Market Summary
Current real estate data for Single Family in FORT WHITE as of May 03, 2026
16
Single Family Listed
79
Avg DOM
424
Avg $ / SqFt
$769,525
Avg List Price
Property Summary
- Located in the THREE RIVERS ESTATES subdivision, 498 SW MANATEE TERRACE FORT WHITE FL is a Single Family for sale in FORT WHITE, FL, 32038. It is listed for $950,000 and features 3 beds, 2 baths, and has approximately 2,628 square feet of living space, and was originally constructed in 1973. The current price per square foot is $361. The average price per square foot for Single Family listings in FORT WHITE is $424. The average listing price for Single Family in FORT WHITE is $769,525. To schedule a showing of MLS#gc538291 at 498 SW MANATEE TERRACE in FORT WHITE, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.
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Courtesy of UNITED COUNTRY SMITH & ASSOCIATES – NEWBERRY. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 498 SW MANATEE TERRACE
FORT WHITE, FL

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