Under contract-accepting backup offers. Rare waterfront retreat in the heart of Indian Rocks Beach. This extraordinary waterfront estate offers a level of privacy, serenity and coastal beauty that is rare. THIS HOME TOOK ON ZERO WATER INTRUSION. Set on an expansive “DOUBLE LOT” with 216 feet of water frontage, the property feels like a private resort, surrounded by lush tropical landscaping featuring mature palms that create a secluded paradise. Enjoy panoramic views, dolphins play just beyond the dock and relax beside the pool. Professional landscape lighting transforms the property into a magical waterfront oasis, creating the ideal backdrop for an evening swim, cocktails around the fire table or dining under the stars. The outdoor pool, shower and bath work well to avoid unnecessary wet entry to the main house. Boaters/anglers alike will appreciate the waterfront amenities, a large dock installed 2021, with water service, electrical hookups, a 24,000-pound and 10,000-pound boat lift. Whether heading out for a day on the water or casting a line from your backyard, this property is designed to embrace the waterfront lifestyle. Multiple outdoor gathering spaces offer something for everyone. The covered patio provides a comfortable retreat for grilling, entertaining, or watching the game, while the expansive lawn offers endless possibilities: a future putting green or additional outdoor enhancements. A tucked away section of the property presents an opportunity for a hot tub, tiki hut or additional private retreat. The fenced yard provides a space for pets. Inside, the thoughtful design accommodates everyday living and entertainment. This property is fully furnished and decorated, making it turnkey ready for instant rentals or staying the night yourself. Primary suite enjoys direct pool access and captures beautiful sunrise views. Split-bedroom floor plan offers privacy. One guest bedroom features stunning Intracoastal views, while the flexible fourth bedroom can easily serve as a home office or den. The spacious living areas comfortably accommodate large gatherings, with a generous dining room, an inviting sunroom ideal for morning coffee and a separate family room that opens directly to the covered patio. The well-appointed kitchen offers abundant cabinetry and workspace, with excellent potential for a future open-concept redesign. A large laundry room provides additional storage and flexibility for future customization. Designed for effortless indoor-outdoor living, this home has hosted everything from family reunions to weddings and offers a floor plan that seamlessly blends comfort, functionality and entertaining space. On a quiet cul-de-sac with friendly neighbors and a mix of full-time and seasonal residents, the setting is peaceful while remaining incredibly convenient. Enjoy a short golf cart ride to the beach, local restaurants, parks and the beloved Indian Rocks Beach Art Center. Seeking an investment opportunity, the property has a proven history as a successful short-term rental. Its unique combination of privacy, waterfront amenities and prime location has made it a favorite among guests, creating an exceptional experience for visitors while maintaining harmony with the surrounding neighborhood. Searching for a primary residence, vacation retreat or potential income-producing waterfront property, this remarkable coastal estate offers a lifestyle that must be experienced to be fully appreciated. Additionally, It has the potential to rebuild or split into two lots
Property Details
Price:
$2,999,000
MLS #:
TB8513956
Status:
Pending
Beds:
4
Baths:
4
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
INDIAN BEACH RE-REVISED 23RD ADD
Neighborhood:
33785indianrocksbchbelleairbchindianshores
Listed Date:
Jun 1, 2026
Finished Sq Ft:
2,783
Total Sq Ft:
4,148
Lot Size:
18,960 sqft / 0.43 acres (approx)
Year Built:
1962
See this Listing
Schools
Elementary School:
Anona Elementary-PN
Middle School:
Seminole Middle-PN
High School:
Largo High-PN
Interior
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Bathrooms
3 Full Bathrooms, 2 Half Bathrooms
Cooling
Central Air
Flooring
Luxury Vinyl, Tile
Heating
Central
Interior Features
Ceiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Thermostat, Window Treatments
Laundry Features
Inside, Laundry Room
Levels
One
Exterior
Attached Garage YN
1
Construction Materials
Block, Concrete, Stucco
Covered Spaces
3
Direction Faces
West
Exterior Features
French Doors, Outdoor Grill, Outdoor Shower, Sliding Doors
Fencing
Vinyl
Garage Spaces
3
Open Parking YN
1
Parking Features
Driveway, Garage Door Opener, Oversized
Roof
Shingle
View
Pool, Water
Waterfront Features
Bay/Harbor, Intracoastal Waterway
Window Features
Blinds, Shutters
Financial
Tax Year
2025
Taxes
$33,342
Map
Community
- Address495 HARBOR DRIVE S INDIAN ROCKS BEACH FL
- SubdivisionINDIAN BEACH RE-REVISED 23RD ADD
- CityINDIAN ROCKS BEACH
- CountyPinellas
- Zip Code33785
Subdivisions in INDIAN ROCKS BEACH
- 2200 BAY BLVD IRB CONDO
- 2205 GULF BOULEVARD A CONDOMINIUM
- ADMIRALITY THE CONDO
- BAHIA VISTA SUB
- BAREFOOT BEACH RESORT OF INDIAN SHORES
- BAYSIDE OAKS
- BEACH PARADISE LANDINGS CONDO
- BEACH TRAIL VILLAS A CONDO
- BEACHSIDE VILLAS OF INDIAN ROCKS BEACH
- CASA VELERO CONDO
- CHATEAUX CONDO
- CONDO DEL MAR CONDO CONDO
- CORAL BEACH
- COVE AT INDIAN ROCKS BEACH
- CURLEW LANDINGS SOUTH
- CYPRESS COVE I CONDO
- DOLPHIN REEF CONDO
- FIFTY GULFSIDE CONDO
- GULF WINDS CONDO
- HAPPY FIDDLER CONDO THE
- HARBOUR HOUSE
- HARBOURSIDE AT MARKER 33 VACATION CONDO
- HAVEN BEACH SUB
- HAVEN BEACH TR B REP
- HAVENWOOD CONDO
- HEATHER SANDS CONDO
- HIDDEN HARBOUR
- HOLIDAY VILLAS 2
- INDIAN BEACH RE-REVISED
- INDIAN BEACH RE-REVISED 12TH ADD
- INDIAN BEACH RE-REVISED 13TH ADD
- INDIAN BEACH RE-REVISED 15TH ADD
- INDIAN BEACH RE-REVISED 16TH ADD
- INDIAN BEACH RE-REVISED 1ST ADD
- INDIAN BEACH RE-REVISED 23RD ADD
- INDIAN BEACH RE-REVISED 2ND ADD
- INDIAN BEACH RE-REVISED 3RD ADD
- INDIAN BEACH RE-REVISED 5TH ADD
- INDIAN BEACH RE-REVISED 6TH ADD
- INDIAN BEACH RE-REVISED 7TH ADD
- INDIAN BEACH RE-REVISED 8TH ADD
- INDIAN COVE CONDO
- INDIAN HARBOR CONDO
- INDIAN HARBOR CONDO ASSCO
- INDIAN OAKS CONDO
- INDIAN ROCK SUBDIVISION
- INDIAN ROCKS
- INDIAN ROCKS BEACH
- LA HACIENDA 1ST ADD
- LA HACIENDA CONDO
- NEW HAVEN BEACH
- NORMCO
- NORMCO CONDO
- OCEANWAY CONDO
- REFLECTIONS ON THE GULF CONDO
- SANDPIPER SANDS CONDO
- SEA HAVEN RESORT CONDO
- SHIP-A-HOEY CONDO
- SUNDOWNER CONDO
- SUNRAKER WEST CONDO
- WEST COAST VISTA CONDO
- WINDRUSH COVE
- WINDRUSH COVE PH 1 CONDO
- WINDWARD POINTE INDIAN ROCKS BEACH
Market Summary
Current real estate data for Single Family in INDIAN ROCKS BEACH as of Jun 16, 2026
46
Single Family Listed
130
Avg DOM
760
Avg $ / SqFt
$1,671,115
Avg List Price
Property Summary
- Located in the INDIAN BEACH RE-REVISED 23RD ADD subdivision, 495 HARBOR DRIVE S INDIAN ROCKS BEACH FL is a Single Family for sale in INDIAN ROCKS BEACH, FL, 33785. It is listed for $2,999,000 and features 4 beds, 4 baths, and has approximately 2,783 square feet of living space, and was originally constructed in 1962. The current price per square foot is $1,078. The average price per square foot for Single Family listings in INDIAN ROCKS BEACH is $760. The average listing price for Single Family in INDIAN ROCKS BEACH is $1,671,115. To schedule a showing of MLS#tb8513956 at 495 HARBOR DRIVE S in INDIAN ROCKS BEACH, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.
Similar Listings Nearby
Courtesy of PREMIER SOTHEBY’S INTL REALTY. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 495 HARBOR DRIVE S
INDIAN ROCKS BEACH, FL

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