10205 SAINT FRANCIS TERRACE PALMETTO FL 34221 MLS #A4688993

10205 SAINT FRANCIS TERRACE
PALMETTO, FL, 34221
$436,000
2 Beds
2 Baths
1,698 SqFt
0.13 Acres
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MLS #A4688993 image #0
Welcome to your coastal retreat — where sun-kissed light, gentle breezes, and laid-back elegance await. Step inside this airy, coastal-inspired home and let your imagination set sail. From the moment you enter, you’re greeted by a bright and open living space that flows effortlessly to a tranquil lanai, perfect for morning coffee or sunset lounging. Beyond the large sliding glass doors, enjoy a spacious backyard that backs up to serene conservation land — your own private slice of nature. The living room is filled with natural light, thanks to two generously sized windows, and offers the perfect backdrop for cozy coastal furnishings. The primary suite is a true seaside sanctuary, featuring a trio of bay windows that invite in soft light and offer views of the outdoors. A modern retractable ceiling fan with dual light settings adds both function and flair. The ensuite bath is spa-like, with a walk-in shower featuring a built-in seat, dual vanities with abundant counter space, and direct access to a walk-in closet with built-in shelving — and yes, there’s attic access too. The dining room is bright and inviting, framed by a picture window that captures the beauty of the day. The kitchen is thoughtfully designed for both style and function, featuring stainless steel appliances, a double sink, ample lighting, and generous cabinet space — 15 upper cabinets, 12 lowers, and 6 drawers to be exact. A fixed window fills the space with natural light, making every meal prep a pleasure. The second bedroom offers comfort and versatility, with a walk-in closet, retractable ceiling fan, and pocket-door access to the second full bathroom, complete with a tub/shower combo and easy access from the hallway. Across the hall, you’ll find a spacious office — or creative space — with another fixed window and a ceiling fan to keep the ocean-inspired vibes going strong. Laundry is tucked away in a private room with ample shelving, and the two-car garage offers plenty of space and additional attic access. The community? It’s your coastal clubhouse dream come true. The HOA includes landscaping, cable, and exclusive access to the Amenity Center — featuring a resort-style pool, lap pool, bubbling spa, fire pit, 24-hour fitness room, tennis courts, pickleball, corn hole, massage room, billiards, library, event space, and a calendar full of activities like dancing, bingo, and live shows. Don’t miss the opportunity to live the laid-back lifestyle you’ve been dreaming of — this coastal haven is calling your name.

Property Details

Price:
$436,000
MLS #:
A4688993
Status:
Active
Beds:
2
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
ARTISAN LAKES ESPLANADE PH I SP A-D
Neighborhood:
34221palmettorubonia
Listed Date:
Apr 6, 2026
Finished Sq Ft:
1,698
Total Sq Ft:
2,256
Lot Size:
5,732 sqft / 0.13 acres (approx)
Year Built:
2015
MediterraneanWaterfrontLakefrontPoolTennisPrimary Bedroom Main FloorCommunity GatedCommunity Club House34221 – Palmetto/rubonia34221palmettoruboniaArtisan Lakes Esplanade Ph I Sp A-dTrees/woodsVerify All Leasing Restrictions With The Association.6 MonthsPets Allowed

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Schools

Interior

Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Carpet, Ceramic Tile
Heating
Central
Interior Features
Ceiling Fan(s), High Ceilings, In Wall Pest System, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry Features
Inside, Laundry Room
Levels
One

Exterior

Architectural Style
Mediterranean
Association Amenities
Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Spa/Hot Tub, Tennis Court(s)
Attached Garage YN
1
Community Features
Fishing, Lake, Association Recreation – Owned, Clubhouse, Community Mailbox, Deed Restrictions, Dog Park, Fitness Center, Gated Community – No Guard, Golf Carts OK, Irrigation-Reclaimed Water, Park, Playground, Pool, Sidewalks, Special Community Restrictions, Tennis Court(s)
Construction Materials
Block, Stucco
Covered Spaces
2
Direction Faces
East
Exterior Features
Hurricane Shutters, Irrigation System, Lighting, Rain Gutters, Sidewalk, Sliding Doors
Garage Spaces
2
Lot Features
Conservation Area, In County, Landscaped, Level, Street Dead-End, Unincorporated
Open Parking YN
1
Parking Features
Driveway, Garage Door Opener, Guest
Patio And Porch Features
Covered, Patio, Screened
Roof
Concrete, Tile
Security Features
Gated Community, Security System, Security System Owned, Smoke Detector(s)
View
Trees/Woods
Waterfront Features
Lake
Window Features
Blinds, Insulated Windows, Window Treatments

Financial

HOA Fee
$1,560
HOA Fee Frequency
Quarterly
HOA Includes
Cable TV, Community Pool, Escrow Reserves Fund, Internet, Maintenance Grounds, Manager, Pest Control, Pool Maintenance, Recreational Facilities
HOA Name
Catherine Gangloff
HOA Phone
941-479-6575
Tax Year
2025
Taxes
$1,105

Map

Community

Subdivisions in PALMETTO

Market Summary

Current real estate data for Single Family in PALMETTO as of Apr 28, 2026
561
Single Family Listed
112
Avg DOM
236
Avg $ / SqFt
$489,703
Avg List Price

Property Summary

    Located in the ARTISAN LAKES ESPLANADE PH I SP A-D subdivision, 10205 SAINT FRANCIS TERRACE PALMETTO FL is a Single Family for sale in PALMETTO, FL, 34221. It is listed for $436,000 and features 2 beds, 2 baths, and has approximately 1,698 square feet of living space, and was originally constructed in 2015. The current price per square foot is $257. The average price per square foot for Single Family listings in PALMETTO is $236. The average listing price for Single Family in PALMETTO is $489,703. To schedule a showing of MLS#a4688993 at 10205 SAINT FRANCIS TERRACE in PALMETTO, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.

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