PRICE IMPROVEMENT! Beautifully RENOVATED TURNKEY FURNISHED WATERVIEW 2BR/2BA condo in the desirable bayfront community of Terra Ceia Bay Golf & Country Club. This light and bright residence features remodeled coastal-style cabinetry, QUARTZ countertops, modern fixtures, and fresh finishes throughout, making it show like a model home. Offered turnkey furnished (certain staging items do not convey). The private screened lanai overlooks peaceful preserve scenery, and the condo offers both sunrise and sunset views from various vantage points. This residence includes one assigned parking space along with a dedicated storage closet, providing convenience and additional value. Terra Ceia Bay is an active lifestyle community with resort-style amenities including a heated pool, fishing pier, nature boardwalk, walking paths, and on-site dining. Optional golf and social memberships are available, with the flexibility to pay-as-you-play. Centrally located near Historic Downtown Palmetto, waterfront restaurants, marinas, shopping, Bradenton, St. Pete, I-75, and the Gulf beaches. Perfect for full-time or seasonal living in a waterfront golf community offering exceptional amenities at an incredible price. Hurry—this one won’t last!
Property Details
Price:
$195,000
MLS #:
A4670231
Status:
Active
Beds:
2
Baths:
2
Type:
Condo
Subtype:
Condominium
Subdivision:
THE TERRA CEIA CLUB
Neighborhood:
34221palmettorubonia
Listed Date:
Nov 15, 2025
Finished Sq Ft:
978
Total Sq Ft:
1,038
Year Built:
1991
FloridaPoolTennisGolfPrimary Bedroom Main FloorCommunity Gated34221 – Palmetto/rubonia34221palmettoruboniaThe Terra Ceia ClubManatee River, GulfPark/greenbeltSee Mls Attachments For Lease Restrictions Or Contact Property Management.8-12 MonthsPets Allowed
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Schools
Interior
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Luxury Vinyl
Heating
Central, Electric
Interior Features
Built-in Features, Ceiling Fan(s), Eating Space In Kitchen, Elevator, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry Features
Electric Dryer Hookup, Inside, Same Floor As Condo Unit, Washer Hookup
Levels
One
Exterior
Accessibility Features
Accessible Approach with Ramp
Architectural Style
Florida
Association Amenities
Elevator(s), Fitness Center, Gated, Golf Course, Other, Pool, Spa/Hot Tub, Storage, Tennis Court(s)
Community Features
Dock, Fishing, Buyer Approval Required, Community Mailbox, Deed Restrictions, Fitness Center, Gated Community – No Guard, Golf Carts OK, Golf, Pool, Restaurant, Sidewalks, Tennis Court(s)
Construction Materials
Concrete, Stucco
Covered Spaces
1
Direction Faces
East
Exterior Features
Balcony, Irrigation System, Outdoor Grill, Outdoor Shower, Private Mailbox, Sidewalk, Sliding Doors, Storage, Tennis Court(s)
Fencing
Fenced
Lot Features
Cleared, Landscaped, Private, Sidewalk
Open Parking YN
1
Other Structures
Shed(s), Storage, Tennis Court(s)
Parking Features
Assigned, Common, Covered, Deeded, Guest, Open
Patio And Porch Features
Covered, Rear Porch, Screened
Roof
Membrane
Security Features
Fire Alarm, Fire Sprinkler System, Gated Community, Smoke Detector(s)
View
Park/Greenbelt
Window Features
Blinds
Financial
HOA Fee Frequency
Monthly
HOA Includes
Cable TV, Common Area Taxes, Community Pool, Escrow Reserves Fund, Maintenance Structure, Maintenance Grounds, Maintenance Repairs, Manager, Pest Control, Pool Maintenance, Private Road, Sewer, Trash, Water
HOA Name
Stacia Searcy
HOA Phone
941-315-8044
Tax Year
2024
Taxes
$3,835
Map
Community
- Address2320 TERRA CEIA BAY BOULEVARD UNIT 706 PALMETTO FL
- SubdivisionTHE TERRA CEIA CLUB
- CityPALMETTO
- CountyManatee
- Zip Code34221
Subdivisions in PALMETTO
- A R ANTHONYS SUB OF PT SEC14&23 T34 R17
- ACREAGE
- ACREAGE & UNREC
- ADWORTH RESUBDIVIDED
- ALLENS SUB OF LT ATZROTHS AD TO PALMET
- AMBER GLEN
- ARBOR CREEK
- ARDMORE
- ARTISAN LAKES EAVES BEND
- ARTISAN LAKES EAVES BEND PH I SP A-K
- ARTISAN LAKES EAVES BEND PH II SUBPH A,
- ARTISAN LAKES EDGESTONE NORTH PH I & II
- ARTISAN LAKES ESPLANADE
- ARTISAN LAKES ESPLANADE PH I SP A-D
- ARTISAN LAKES ESPLANADE PH II
- ARTISAN LAKES ESPLANADE PH III SP A-E
- ARTISAN LAKES ESPLANADE PH IV SUBPH A, B,
- ARTISAN LAKES ESPLANADE PH IV SUBPH A,B,
- ARTISAN LAKES ESPLANADE PH V SUBPH A1 A2
- ARTISAN LAKES ESPLANADE PH V SUBPH B & C
- ARTISAN LAKES ESPLANADE PH V SUBPH D & E
- ARTISAN LAKES PRCL J PH 2A, 2B & 2C
- ARTISAN LAKES PRCL J PH I & II
- BAHIA VISTA
- BAHIA VISTA SUBDIVISION
- BAY CLUB PH I
- BAY CLUB PH II
- BAY ESTATES NORTH
- BAY VIEW PARK
- BAY VIEW PARK -REVISED PLAT-
- BAY VIEW PARK REV
- BAYOU ESTATES NORTH II-C
- BAYOU ESTATES NORTH IIA & IIB
- BAYOU ESTATES SOUTH
- BEL MARE PH 2 CONDO
- BEL MARE PH I
- BEL MARE PH I A CONDO
- BEL MARE PH II
- CAPTAINS COURT
- CARPENTRAS AT THE VILLAGES OF AVIGNON/OAK VIEW
- COASTERRA
- COURTNEYS RESUB
- COVE AT COASTERRA
- CRYSTAL LAKES
- CRYSTAL LAKES II
- CYPRESS POND ESTATES
- DEER RUN AT PALM VIEW
- EAST PALMETTO PLAT
- EAST POINT OGDEN
- EAST TERRA CEIA
- EAVE’S BEND AT ARTISAN LAKES
- EAVES BEND AT ARTISAN LAKES
- ENGLISH
- ESPLANADE AT ARTISAN LAKES
- ESPLANADE AT COASTERRA
- ESPLANADE NORTH AT ARTISAN LAKES SUBPH I
- ESTHERS COURT
- FAIRWAY OAKS PH 1
- FAIRWAY OAKS PH I, II & III
- FAIRWAY PALMS
- FAIRWAY TRACE
- FAIRWAYS AT IMP LKWDS 3-A
- FAIRWAYS AT IMPERIAL LAKEWDS1A-1PB35/180
- FAIRWAYS AT IMPERIAL LAKEWOODS 1A1
- FAIRWAYS AT IMPERIAL LAKEWOODS 1A2, 1B&2
- FAIRWAYS AT IMPERIAL LAKEWOODS 1A2, 1B&2B
- FAIRWAYS AT IMPERIAL LAKEWOODS 1A2,1B&2B
- FAIRWAYS AT IMPERIAL LAKEWOODS 2A, 3B&3C
- FAIRWAYS AT IMPERIAL LAKEWOODS 2A,3B&3C
- FLAGSTONE ACRES
- FOSTERS CREEK UNIT III
- G F I
- GILLETTE GROVE
- GRANDE VILLA ESTATES
- GROVE POINT
- GULF & BAY ESTATES
- GULF & BAY ESTATES BLK 3
- GULF & BAY ESTATES BLOCKS 1A, 1 & 2
- GULF & BAY ESTATES BLOCKS 4-7
- GULF & BAY ESTATES UNIT 4 CORR
- H W HARRISON
- HAMMOCKS AT RIVIERA DUNES
- HEATHER GLEN PH I
- HEATHER GLEN PH II
- HERITAGE BAY
- HERON CREEK PH I
- IMPERIAL LAKES ESTATES
- IMPERIAL LAKES ESTATES UNIT I
- IMPERIAL LAKES ESTATES UNIT II
- IMPERIAL LAKES ESTATES UNIT III
- IMPERIAL LAKES RESIDENTIAL
- INDIAN MEADOW
- ISLAND AT RIVIERA DUNES
- J H BRUNJES
- J T FLEMINGS PALMETTO SUB
- JACKSON CROSSINGS PH I
- JACKSON PARK UNIT ONE
- JACKSON XING PH II
- JET MHP CO-OP UR0/0
- JET MOBILE HOME PARK SEC ONE CO-OP
- KEW GARDENS
- LAGUNA AT RIVIERA DUNES I
- LAGUNA AT RIVIERA DUNES II
- LAGUNA AT RIVIERA DUNES II OR2087/6469
- LAGUNA AT RIVIERA DUNES III
- LAGUNA AT RIVIERA DUNES IV
- LAKE PARK
- LAMBS FRACTIONAL SUB
- LAMP POST PLACE PH II
- LEISURE LAKE MOBILE HOME PARK CO-OP
- LONG SUB
- LOT 1,HARMONY OAKS SUB PI7747.2055/9
- LOYD ADD TO PALMETTO
- MANATI SHORES SECOND ADDITION
- MANDARIN GROVE
- MANGROVE POINT
- MAPLE RIDGE
- MAR-LEE ACRES
- MELWOOD OAKS PH I
- MELWOOD OAKS PH IIB
- MOSS OAKS
- MUELLERS
- NEIGHBORHOOD
- NORTH MANATEE INDUST PARK
- NORTH OAKS ESTATES
- NORTH ORANGE ESTATES
- NORTHSHORE AT RIVIERA DUNES PH 1-A
- NORTHSHORE AT RIVIERA DUNES PH 1-B
- NORTHSHORE AT RIVIERA DUNES PH1B
- NORTHWOOD PARK
- NOT IN SUBDIVISION
- OAK TRAIL
- OAK VIEW PH I
- OAK VIEW PH III
- OAKDALE SQUARE
- OAKFIELD LAKES
- OAKHURST PARK
- OLD MILL PRESERVE
- OLD MILL PRESERVE PH II
- ONAHOM FARMS
- PALM LAKE ESTATES
- PALM VIEW PK
- PALMETTO GARDENS REV
- PALMETTO HEIGHTS
- PALMETTO POINT
- PALMETTO POINT ADD
- PALMETTO SKYWAY REP
- PALMETTO SKYWAY SEC 1
- PALMETTO TERRACE
- PALMS AT COASTERRA
- PARKSIDE
- PART/LAKE ROWLETT
- PATTEN SUB
- PENINSULA AT RIVIERA DUNES
- PINEY POINT
- PINEY POINT HOMEOWNERS CO-OP
- PRAVELA
- R F WILLIS OF MEMPHIS
- REGATTA POINTE CONDO PH I
- REGATTA POINTE PH I
- REGENCY OAKS PH I
- RICHARDS ADD TO PALMETTO
- RICHARDS ADD TO PALMETTO CONTINUED
- RIO VISTA A M LAMBS RESUBDIVIDED
- RIVERBAY TWNHMS PH THREE
- RIVERBAY TWNHMS PH TWO
- RIVERSIDE PARK
- RIVERSIDE PARK REP OF A POR
- RIVIERA DUNES MARINA
- RIVIERA DUNES MARINA PH 2
- RIVIERA DUNES MARINA PH 3
- RIVIERE ADD TO PALMETTO
- ROY FAMILY RANCHES
- SANCTUARY COVE
- SHADOW BROOK MOBILE HOME
- SHADOW BROOK MOBILE HOME SUB
- SHADOW BROOK MOBILE HOME UNIT 3A
- SHEFFIELD GLENN
- SHELL BEACH ADDITION
- SILVERSTONE NORTH
- SILVERSTONE NORTH PH IA & IB
- SILVERSTONE NORTH PH IC & ID
- SILVERSTONE NORTH PH IIA & IIB
- SILVERSTONE NORTH PH IIC & IID
- SKYWAY VILLAGE ESTATES CO-OP
- SPANISH POINT
- STONEGATE PRESERVE IA
- STONEGATE PRESERVE PH III
- STONEGATE PRESERVE TOWNHOMES
- SUB LOT3&4 B2 PARRISH AD TO TOWNSHIP PALMETTO
- SUGAR MILL LAKES
- SUGAR MILL LAKES PH 1
- SUGAR MILL LAKES PH II & III
- SUMMERFIELD ESTATES
- T A HOWZE
- TAYLORS RESUBDIVIDED
- TERRA CEIA BAY ESTATES
- TERRA CEIA BAY NORTH
- TERRA CEIA MANOR CO-OP
- THE COVE AT TERRA CEIA BAY VILLAS
- THE ESTUARIES I
- THE ESTUARIES II
- THE ESTUARIES II, A CONDO
- THE GREENS AT EDGEWATER
- THE PALMS AT RIVIERA DUNES PH I
- THE TERRA CEIA CLUB
- THOMPSON & GAFNER RESUB
- TREE LAKES TRAVEL TRAILER CO-OP
- TREVESTA
- TREVESTA PH I-A
- TREVESTA PH IA
- TREVESTA PH IB-1
- TREVESTA PH II-A
- TREVESTA PH IIB
- TREVESTA PH IIIA
- TREVESTA PH IIIB
- TREVESTA PH IIIC & IIID
- TREVESTA PH IIIE
- TROPIC ISLES CO-OP
- TROPIC ISLES MOBILE HOME ESTATES
- VILLAGES OF THOUSAND OAKS VILLAGE II
- VILLAGES OF THOUSAND OAKS VILLAGE III
- VILLAS AT OAK BEND
- WASHINGTON PARK
- WASHINGTON PARK UNITS 1,2,3&4
- WATERFORD
- WATERFORD PH I & III REP
- WATERFORD PH I-A, II & II-A
- WELSH MEMPHIS
- WHITNEY MEADOWS
- WILLIS ADD TO PALMETTO
- WILLIS ADD TO PALMETTO CONTINUED
- WILLOW HAMMOCK PH 1A & 1B
- WILLOW HAMMOCK SILVERSTONE
- WILLOW WALK PH I-B
- WILLOW WALK PH I-C
- WILLOW WALK PH IIA-IIB-IID
- WILLOW WALK PH IIC
- WILLOW WALK PH IIE
- WILLOW WALK PH IIF & IIG
- WOODLAND ACRES
- WOODS OF MOCCASIN WALLOW PH I
- WOODS OF MOCCASIN WALLOW PH II
Market Summary
Property Summary
- Located in the THE TERRA CEIA CLUB subdivision, 2320 TERRA CEIA BAY BOULEVARD UNIT 706 PALMETTO FL is a Condo for sale in PALMETTO, FL, 34221. It is listed for $195,000 and features 2 beds, 2 baths, and has approximately 978 square feet of living space, and was originally constructed in 1991. The current price per square foot is $199. The average price per square foot for Condo listings in PALMETTO is $269. The average listing price for Condo in PALMETTO is $558,475. To schedule a showing of MLS#a4670231 at 2320 TERRA CEIA BAY BOULEVARD UNIT 706 in PALMETTO, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.
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Courtesy of REAL BROKER, LLC. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 2320 TERRA CEIA BAY BOULEVARD UNIT 706
PALMETTO, FL

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