Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner’s suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio—perfect for
entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL
OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove
amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently
located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH)
entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL
OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove
amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently
located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH)
Property Details
Price:
$435,000
MLS #:
TB8511817
Status:
Active
Beds:
5
Baths:
3
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
SHELL COVE PH 1
Neighborhood:
33570ruskinapollobeach
Listed Date:
May 23, 2026
Finished Sq Ft:
2,522
Total Sq Ft:
2,970
Lot Size:
5,000 sqft / 0.11 acres (approx)
Year Built:
2020
See this Listing
Schools
Elementary School:
Ruskin-HB
Middle School:
Shields-HB
High School:
Lennard-HB
Interior
Appliances
Built-In Oven, Refrigerator
Bathrooms
3 Full Bathrooms
Cooling
Central Air
Flooring
Carpet, Tile
Heating
Central
Interior Features
Crown Molding, Stone Counters, Walk-In Closet(s)
Laundry Features
Laundry Room
Levels
One
Exterior
Construction Materials
Block, Brick
Covered Spaces
2
Direction Faces
North
Exterior Features
Irrigation System
Garage Spaces
2
New Construction YN
1
Roof
Shingle
Waterfront Features
Pond
Financial
HOA Fee
$8
HOA Fee Frequency
Monthly
HOA Name
INFRAMARK
Tax Year
2025
Taxes
$7,026
Map
Community
- Address440 OLIVE CONCH STREET RUSKIN FL
- SubdivisionSHELL COVE PH 1
- CityRUSKIN
- CountyHillsborough
- Zip Code33570
Subdivisions in RUSKIN
- ADAMS SUB OF RUSKIN C
- ANTIGUA COVE PH 1
- ANTIGUA COVE PH 2
- ANTIGUA COVE PH 3A
- ANTIGUA COVE PH 3B
- BAHIA BEACH TOWNHOMES
- BAHIA BEACH TWNHMS PH 02
- BAHIA BEACH TWNHMS PH 1A
- BAHIA BEACH TWNHMS PH 2
- BAHIA DEL SOL A CONDO
- BAHIA DEL SOL II A CONDO
- BAHIA LAKES PH 1
- BAHIA LAKES PH 2
- BAHIA LAKES PH 3
- BAHIA LAKES PH 4
- BAHIA LAKES PHASE 2
- BAYOU PASS PH 3B
- BAYOU PASS VILLAGE
- BAYOU PASS VILLAGE PH FIVE
- BAYRIDGE
- BELMONT
- BELMONT NORTH PH 2A
- BELMONT NORTH PH 2B
- BELMONT NORTH PH 2C
- BELMONT PH 1A
- BELMONT PH 1B
- BELMONT PH 1C-1 PT REP
- BELMONT PH 1C-2A PT RE
- BELMONT SOUTH
- BELMONT SOUTH PH 2D & PASEO AL
- BELMONT SOUTH PH 2E
- BELMONT SOUTH PH 2F
- BELMONT SOUTH PHASE 2D
- BELMONT TOWNHOMES
- BELMONT TWNHMS PRCL F
- BLACKSTONE AT BAY PARK
- BROOKSIDE
- BROOKSIDE ESTATES
- BYRD ACRES
- CAMPUS SHORES SUB
- CAREYS PIRATE POINT
- COLLEGE CHASE PH 2
- COLLURA SUB
- COLLURA SUB 1ST ADD
- COVINA AT BAY PARK
- CYPRESS CREEK
- CYPRESS CREEK PH 1
- CYPRESS CREEK PH 2
- CYPRESS CREEK PH 3
- CYPRESS CREEK PH 4B
- CYPRESS CREEK PH 5A
- CYPRESS CREEK VILLAGE A
- CYPRESS MILL PH 1A
- CYPRESS MILL PH 1A LOT 28 BLOCK 13
- FAIRMONT MOBILE ESTATES SECOND ADD
- FAIRMONT PARK
- FAIRWAY PALMS A CONDO BLDG 7 UNIT 814
- FIRST COMMON GOOD SUB
- GLENCOVE AT BAY PARK
- GLENCOVE/BAYPARK PH 2
- GORES ADD TO RUSKIN FLOR
- GULL HAVEN SUB
- HAWKS POINT
- HAWKS POINT PH 1A-1
- HAWKS POINT PH 1A-2 2ND PRCL
- HAWKS POINT PH 1B-1
- HAWKS POINT PH 1B-1 1ST PRCL
- HAWKS POINT PH 1B2 2ND PT
- HAWKS POINT PH 1C
- HAWKS POINT PH 1C LOT 5 BLOCK 19
- HAWKS POINT PH 1C-2 & 1D
- HAWKS POINT PH 1C-2 & 1D-1
- HAWKS POINT PH 1D-2
- HAWKS POINT PH S-1
- HAWKS POINT PH S-2
- ISLAND RESORT AT MARINERS CLUB
- IV7
- JITKAS PLATTED SUB
- KIMS COVE
- LA PALOMA VILLAGE UNIT 02 PH 01
- LA PALOMA VILLAGE UNIT 1
- LA PALOMA VILLAGE UNIT 2 PH
- LILLIE ESTATES UNIT A
- LILLIE ESTATES UNIT B
- LITTLE MANATEE HEIGHTS
- LITTLE MANATEE RIVER SITES UNI
- LOST RIVER PRESERVE PH 2
- LOST RIVER PRESERVE PH I
- MANATEE HARBOR SUB
- MANRING & EMERY SUB
- MARINA VIEW AT LITTLE HARBOR
- MILLS BAYOU
- MIRA LAGO WEST PH 1
- MIRA LAGO WEST PH 2A
- MIRA LAGO WEST PH 2B
- MIRA LAGO WEST PH 3
- OSPREY RESERVE
- PIRATES POINT MINOR SUBDIVISI
- POINT HERON
- RIVER BEND
- RIVER BEND PH 1A
- RIVER BEND PH 1B
- RIVER BEND PH 3A
- RIVER BEND PH 4A
- RIVER BEND WEST SUB
- RIVERBEND WEST PH 1
- RIVERBEND WEST PH 2
- RIVERBEND WEST PHASE 2 LOT 41 BLOCK 2
- RIVERBEND WEST SUBDIVISION PHASE 3
- RUSKIN CITY 1ST ADD
- RUSKIN CITY MAP
- RUSKIN CITY MAP OF
- RUSKIN COLONY FARMS
- RUSKIN COLONY FARMS 1ST EXTENS
- RUSKIN COLONY FARMS 1ST EXTENSION
- RUSKIN COLONY FARMS 3RD ADD
- RUSKIN GROWERS SUB UNI
- RUSKIN PRESERVE
- RUSKIN RESERVE
- SABLE COVE UNIT 1
- SABLE COVE UNIT 2
- SAFFOLD PARK SUB UNIT
- SHELL COVE
- SHELL COVE PH 1
- SHELL COVE PH 2
- SHELL COVE PHASE 1
- SHELL POINT 1ST ADD TO
- SHELL POINT MANOR
- SHELL POINT ROAD SUB
- SHELL POINT SUB
- SHERON LEE ESTATES
- SHERWOOD PH 3C
- SOUTH HAVEN
- SOUTH SHORE POINTE
- SOUTHSHORE YACHT CLUB
- SOUTHSHORE YACHT CLUB TOWNHOMES
- SPENCER CREEK
- SPENCER CRK PH 1
- SPENCER CRK PH 2
- SPYGLASS AT RIVER BEND
- SPYGLASS/RIVER BEND
- SUN CITY
- SUN CITY ROSS ADD
- TREMONT AT BAY PARK
- TREMONT/BAY PARK 2
- UNPLATTED
- VENETIAN AT BAY PARK
- WELLINGTON NORTH AT BAY PARK
- WELLINGTON SOUTH AT BAY PARK
- WYNNMERE EAST PH 1
- WYNNMERE EAST PH 2
- WYNNMERE WEST PH 1
- WYNNMERE WEST PH 2 & 3
- WYNNMERE WEST PHASES 2 & 3
Market Summary
Current real estate data for Single Family in RUSKIN as of Jun 12, 2026
292
Single Family Listed
109
Avg DOM
206
Avg $ / SqFt
$429,092
Avg List Price
Property Summary
- Located in the SHELL COVE PH 1 subdivision, 440 OLIVE CONCH STREET RUSKIN FL is a Single Family for sale in RUSKIN, FL, 33570. It is listed for $435,000 and features 5 beds, 3 baths, and has approximately 2,522 square feet of living space, and was originally constructed in 2020. The current price per square foot is $172. The average price per square foot for Single Family listings in RUSKIN is $206. The average listing price for Single Family in RUSKIN is $429,092. To schedule a showing of MLS#tb8511817 at 440 OLIVE CONCH STREET in RUSKIN, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.
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Courtesy of FLORIDA’S 1ST CHOICE RLTY LLC. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 440 OLIVE CONCH STREET
RUSKIN, FL
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